---
title: "Birmingham Medicare Broker | Alabama"
description: "Compare Medicare Advantage, Medigap, and Part D plans in Birmingham with free help from Dr. Tyler Dalton, PharmD."
lang: en
json-ld: |
  [
    {
      "@context": "https://schema.org",
      "@graph": [
        {
          "@type": "FAQPage",
          "mainEntity": [
            {
              "@type": "Question",
              "name": "Which Medicare plans include UAB Hospital in Birmingham?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Most Medicare Advantage plans in Jefferson County include UAB Hospital in their networks, but specific department and specialist coverage can vary. UAB is Alabama's top-ranked hospital and a major academic medical center. While it is broadly covered, certain specialty clinics or outpatient services may have different network designations depending on the plan. We verify your specific providers before you enroll to prevent any coverage surprises."
              }
            },
            {
              "@type": "Question",
              "name": "How do Birmingham healthcare workers transition from employer insurance to Medicare?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "If you are retiring from a Birmingham hospital or healthcare employer, your transition to Medicare depends on whether your employer plan is primary or secondary to Medicare. Once you stop working, you have an eight-month Special Enrollment Period to sign up for Medicare Part B without a penalty. We help you time the transition correctly, coordinate any retiree benefits your employer may offer, and select a plan that maintains access to your preferred Birmingham facilities."
              }
            },
            {
              "@type": "Question",
              "name": "What is the difference between Medicare Advantage and Medigap in Birmingham?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Medicare Advantage replaces Original Medicare with an all-in-one plan from a private insurer, while Medigap supplements Original Medicare by covering out-of-pocket costs like deductibles and copays. In Birmingham, both options give you strong hospital access. Medicare Advantage plans often include dental, vision, and prescription drug coverage at low or zero premiums, but they use provider networks. Medigap plans let you see any provider that accepts Medicare nationwide, but you pay a separate monthly premium. We lay out both options clearly so you can decide which approach fits your life."
              }
            },
            {
              "@type": "Question",
              "name": "Does Dalton Insurance help with Medicare Part D drug plans in Birmingham?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "Absolutely. Dr. Tyler Dalton's pharmacy background makes Part D plan selection one of our strongest services. Tyler runs your medication list through every Part D formulary available in Jefferson County. He checks tier placement, coverage gaps, and pharmacy networks to find the plan with the lowest total annual cost. This is not a generic comparison. It is a pharmacist-level medication review applied to your insurance decision."
              }
            },
            {
              "@type": "Question",
              "name": "How much does Medicare Part B cost in Birmingham for 2026?",
              "acceptedAnswer": {
                "@type": "Answer",
                "text": "The standard Medicare Part B premium for 2026 is $202.90 per month, with an annual deductible of $283. These costs are the same nationwide and are not specific to Birmingham. However, some Birmingham residents with higher incomes may pay an Income-Related Monthly Adjustment Amount (IRMAA) on top of the standard premium. We can help you understand whether IRMAA applies to you and how to plan for it."
              }
            }
          ]
        },
        {
          "@type": "InsuranceAgency",
          "name": "Dalton Insurance Agency",
          "url": "https://dalton-insuranceagency.com/service-areas/birmingham-medicare-broker",
          "telephone": "+1-334-489-3624",
          "address": {
            "@type": "PostalAddress",
            "streetAddress": "221 E South Street",
            "addressLocality": "Dadeville",
            "addressRegion": "AL",
            "postalCode": "36853",
            "addressCountry": "US"
          },
          "geo": {
            "@type": "GeoCoordinates",
            "latitude": 32.8312,
            "longitude": -85.7636
          },
          "areaServed": {
            "@type": "City",
            "name": "Birmingham",
            "containedInPlace": {
              "@type": "State",
              "name": "Alabama"
            }
          },
          "founder": {
            "@type": "Person",
            "name": "Tyler Dalton",
            "honorificSuffix": "PharmD",
            "jobTitle": "Founder and Licensed Insurance Broker"
          },
          "priceRange": "Free Consultations",
          "image": "https://dalton-insuranceagency.com/favicon-dia-preview.png",
          "sameAs": [
            "https://www.facebook.com/DALTONINSURANCEAGENCY1/",
            "https://www.instagram.com/drtylerdalton/",
            "https://www.linkedin.com/company/101849497/"
          ],
          "knowsAbout": [
            "Medicare Advantage",
            "Medicare Supplement Insurance",
            "Medicare Part D",
            "IRMAA",
            "Medicare Enrollment"
          ],
          "openingHoursSpecification": {
            "@type": "OpeningHoursSpecification",
            "dayOfWeek": [
              "Monday",
              "Tuesday",
              "Wednesday",
              "Thursday",
              "Friday"
            ],
            "opens": "08:00",
            "closes": "17:00"
          }
        }
      ]
    },
    {
      "@context": "https://schema.org",
      "@type": "BreadcrumbList",
      "itemListElement": [
        {
          "@type": "ListItem",
          "position": 1,
          "name": "Home",
          "item": "https://dalton-insuranceagency.com/"
        },
        {
          "@type": "ListItem",
          "position": 2,
          "name": "Service Areas",
          "item": "https://dalton-insuranceagency.com/service-areas"
        },
        {
          "@type": "ListItem",
          "position": 3,
          "name": "Birmingham",
          "item": "https://dalton-insuranceagency.com/service-areas/birmingham-medicare-broker"
        }
      ]
    }
  ]
---

[Call Now: (334) 489-3624 ](tel:13344893624)Free Medicare Consultation Free Consult 

[

Dalton Insurance Medicare & Wealth Advisors 

](/)

-   [Home](/)
-   Medicare
-   Retirement & Wealth
-   Resources
-   [About Us](/about)

[(334) 489-3624](tel:13344893624)[Book Appointment](/appointments)

1.  [Home ](/)
2.  [Service Areas](/service-areas)
3.  Birmingham 

# Birmingham Medicare Broker | Free Medicare Help from a Licensed Pharmacist

Birmingham is Alabama's medical capital, with more major hospitals than any other city in the state. Dalton Insurance Agency helps Magic City retirees choose Medicare plans that work seamlessly with the world-class healthcare already at your doorstep.

[Schedule Your Free Medicare Consultation](/appointments)[Call Us: (334) 489-3624](tel:+13344893624)

![Dr. Tyler Dalton, PharmD — licensed Medicare advisor serving Birmingham, Alabama](/assets/tyler-headshot-DgKnxokr.jpg)

## Why Birmingham Residents Choose Dalton Insurance

Local guidance from Dalton Insurance Agency in Dadeville, Alabama.

Birmingham's healthcare landscape is unmatched in Alabama. UAB Hospital, ranked the best in the state, anchors a medical district that draws patients from across the Southeast. St. Vincent's, Brookwood Baptist, Grandview Medical Center, and Princeton Baptist round out a network of major facilities that give Birmingham residents exceptional access to specialized care. Choosing the right Medicare plan means making sure that access continues without disruption.

Dr. Tyler Dalton brings a perspective to Medicare that no other broker in Alabama can match. His Doctor of Pharmacy degree means he understands how your medications interact, which formularies offer the best coverage for complex drug regimens, and how to avoid costly surprises at the pharmacy counter. For Birmingham retirees managing multiple prescriptions, this expertise translates directly into savings.

Working with Dalton Insurance costs you nothing extra. Your plan premiums are exactly the same as if you enrolled on your own. We are compensated by the carriers, not by you.

Many Birmingham residents are retiring from healthcare careers at UAB, St. Vincent's, or other local hospitals. We understand the unique transition from employer health plans to Medicare and help you navigate that change smoothly, preserving your access to the providers you know and trust.

## Medicare Services Available in Birmingham

From Southside to Roebuck, Ensley to Eastwood, and every Birmingham neighborhood in between, we provide free Medicare guidance tailored to Jefferson County's rich healthcare options.

### Medicare Advantage Plans

All-in-one plans that bundle hospital, medical, and often prescription drug coverage. We compare every available plan in your area to find the right fit.

### Medicare Supplement (Medigap) Plans

Standardized plans that cover gaps in Original Medicare, like copays, coinsurance, and deductibles. We help you pick the right letter plan at the best rate.

### Medicare Part D Prescription Drug Plans

As a Doctor of Pharmacy, Tyler reviews your specific medications against every Part D formulary to find the plan with the lowest total cost, not just the lowest premium.

### Annual Enrollment Reviews

Plans change every year. We review your current coverage each fall to make sure it still works for your needs and your budget.

### Turning 65 / New to Medicare Guidance

Navigating Medicare for the first time can be overwhelming. We walk you through every step, from enrollment timelines to plan selection.

### Dental, Vision, and Hearing Coverage

Original Medicare doesn't cover routine dental, vision, or hearing. We help you find affordable supplemental plans to fill those gaps.

### Life Insurance and Annuities

Protect your family and plan for retirement income with life insurance and annuity options tailored to your stage of life.

### Long-Term Care Planning

Plan ahead for potential long-term care needs. We help you explore options before they become urgent.

Learn more: [Medicare Advantage](/medicare-advantage) | [Medigap Plans](/medicare-supplement) | [Part D Drug Plans](/part-d)

## Frequently Asked Questions About Medicare in Birmingham

### Which Medicare plans include UAB Hospital in Birmingham?

Most Medicare Advantage plans in Jefferson County include UAB Hospital in their networks, but specific department and specialist coverage can vary.

UAB is Alabama's top-ranked hospital and a major academic medical center. While it is broadly covered, certain specialty clinics or outpatient services may have different network designations depending on the plan. We verify your specific providers before you enroll to prevent any coverage surprises.

### How do Birmingham healthcare workers transition from employer insurance to Medicare?

If you are retiring from a Birmingham hospital or healthcare employer, your transition to Medicare depends on whether your employer plan is primary or secondary to Medicare.

Once you stop working, you have an eight-month Special Enrollment Period to sign up for Medicare Part B without a penalty. We help you time the transition correctly, coordinate any retiree benefits your employer may offer, and select a plan that maintains access to your preferred Birmingham facilities.

### What is the difference between Medicare Advantage and Medigap in Birmingham?

Medicare Advantage replaces Original Medicare with an all-in-one plan from a private insurer, while Medigap supplements Original Medicare by covering out-of-pocket costs like deductibles and copays.

In Birmingham, both options give you strong hospital access. Medicare Advantage plans often include dental, vision, and prescription drug coverage at low or zero premiums, but they use provider networks. Medigap plans let you see any provider that accepts Medicare nationwide, but you pay a separate monthly premium. We lay out both options clearly so you can decide which approach fits your life.

### Does Dalton Insurance help with Medicare Part D drug plans in Birmingham?

Absolutely. Dr. Tyler Dalton's pharmacy background makes Part D plan selection one of our strongest services.

Tyler runs your medication list through every Part D formulary available in Jefferson County. He checks tier placement, coverage gaps, and pharmacy networks to find the plan with the lowest total annual cost. This is not a generic comparison. It is a pharmacist-level medication review applied to your insurance decision.

### How much does Medicare Part B cost in Birmingham for 2026?

The standard Medicare Part B premium for 2026 is $202.90 per month, with an annual deductible of $283.

These costs are the same nationwide and are not specific to Birmingham. However, some Birmingham residents with higher incomes may pay an Income-Related Monthly Adjustment Amount (IRMAA) on top of the standard premium. We can help you understand whether IRMAA applies to you and how to plan for it.

## How to Get Started

1

### Schedule a Call

Book a free, no-obligation phone or video consultation at a time that works for you.

2

### Review Your Options

We compare every available plan in your area, explain the differences in plain language, and answer all your questions.

3

### Enroll with Confidence

Once you choose a plan, we handle the enrollment paperwork and stay available for ongoing support year-round.

[Schedule Your Free Medicare Consultation](/appointments)[Call Us: (334) 489-3624](tel:+13344893624)

221 E South Street, Dadeville, AL 36853 

## Dalton Insurance's Connection to the Birmingham Community

Birmingham's role as Alabama's medical hub makes it one of the most important communities we serve. With five major hospital systems within city limits, Birmingham residents have healthcare choices that rival much larger metros. Our job is to make sure your Medicare plan unlocks all of those choices. The Dalton family's century-plus pharmacy heritage in Alabama gives us a deep appreciation for the trust that comes with healthcare guidance, and we bring that same care to every Birmingham client.

[← Back to All Service Areas](/service-areas)

## Explore Related Services & Areas

Whether you're comparing plans, exploring nearby communities, or looking for a calculator, here's where to go next.

### Services & Coverage

-   [Medicare Advantage ](/medicare-advantage)
-   [Medicare Supplement (Medigap) ](/medicare-supplement)
-   [Part D Prescription Plans ](/part-d)
-   [Dental, Vision & Hearing ](/coverage/dental-insurance)
-   [Cancer Insurance ](/coverage/cancer-insurance)
-   [Hospital Indemnity ](/coverage/hospital-insurance)
-   [Life Insurance ](/coverage/life-insurance)
-   [Annuities & Retirement Income ](/coverage/annuities)
-   [Long-Term Care Insurance ](/coverage/long-term-care)

### Service Areas

-   [View all service areas ](/service-areas)
-   [Medicare in Alabama (statewide) ](/medicare-alabama)

### Calculators & Guides

-   [IRMAA Calculator ](/irmaa-calculator)
-   [Enrollment Timeline Calculator ](/medicare-timeline)
-   [Beginner's Guide to Medicare ](/learn-medicare/beginners-guide)
-   [2026 Medicare Costs ](/learn-medicare/medicare-costs-2026)
-   [Supplements vs Advantage ](/learn-medicare/supplements-vs-advantage)
-   [How to Pay for Long-Term Care ](/blog/how-to-pay-for-long-term-care)
-   [Lake Martin Retirement Guide ](/lake-martin-retirement-guide)

Serving Birmingham and surrounding communities • Free, no-obligation Medicare guidance

We do not offer every plan available in your area. Currently we represent 9 organizations which offer 62 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

⭐ Lifetime Support: Once you are our client, you are our client for life⭐ 

### Dalton Insurance

Your trusted Medicare & Wealth advisors. Helping families secure their health and protect their wealth for nearly 15 years.

[(334) 489-3624](tel:13344893624)[tyler@daltoninsurance.biz](mailto:tyler@daltoninsurance.biz)

Serving Clients Nationwide

### Learn Medicare

-   [Beginner's Guide](/learn-medicare/beginners-guide)
-   [Common Medicare Mistakes](/medicare-mistakes)
-   [Parts of Medicare (A, B, C, D)](/learn-medicare/parts-of-medicare)
-   [Medicare Costs 2026](/learn-medicare/medicare-costs-2026)
-   [Supplements vs. Advantage](/learn-medicare/supplements-vs-advantage)
-   [Best Supplement Plan?](/learn-medicare/which-medicare-supplement-plan-is-best)

### Resources

-   [AEP Guide](/annual-enrollment-period)
-   [AEP 2026 Checklist](/aep-checklist)
-   [Lake Martin Retirement Guide](/lake-martin-retirement-guide)
-   [Dadeville Medicare Advisor](/service-areas/dadeville-medicare-advisor)
-   [Auburn Medicare Advisor](/service-areas/auburn-medicare-advisor)
-   [Opelika Medicare Agent](/service-areas/opelika-medicare-agent)
-   [Alexander City Medicare](/service-areas/alexander-city-medicare-agent)
-   [Turning 65 Checklist](/turning-65-medicare-timeline)
-   [Enrollment Checklist 2026](/medicare-enrollment-checklist)
-   [2026 Cheat Sheet](/resources/medicare-2026-cheat-sheet)
-   [IRMAA Calculator](/irmaa-calculator)
-   [Cancer Insurance Calculator](/cancer-insurance-calculator)
-   [All Calculators](/resources/calculators)
-   [Blog](/blog)
-   [Service Areas](/service-areas)

### Coverage Options

-   [Medicare Supplements](/medicare-supplement)
-   [Medicare Advantage](/medicare-advantage)
-   [Part D Drug Plans](/part-d)
-   [Cancer Insurance](/coverage/cancer-insurance)
-   [Annuities](/coverage/annuities)
-   [Long-Term Care](/coverage/long-term-care)
-   [Life Insurance](/coverage/life-insurance)

© 2026 Dalton Insurance Agency. All rights reserved.

Licensed in: [AL](/service-areas) • [GA](/medicare-service-areas-georgia) • FL  • TN  • MS  • SC  • NC  • IL  • and more 

[](https://www.facebook.com/DALTONINSURANCEAGENCY1/)[](https://www.tiktok.com/@drtylerdalton1)[](https://www.instagram.com/drtylerdalton/)[](https://www.linkedin.com/company/101849497/)[](https://www.youtube.com/@TylerDalton)

© 2026 Dalton Insurance Agency. All Rights Reserved. Medicare has neither reviewed nor endorsed this information. Not connected with or endorsed by the United States government or the federal Medicare program. Calling our phone number will connect you to a licensed broker who is trained and certified to help you review the plan options available in your area. We do not offer every plan available in your area. Currently we represent 10 organizations which offer many products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.