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February 17, 2026

8 min read 

Tyler Dalton 

# 10 Surprising Things Medicare DOES Cover

Medicare covers more than you think — from home health care to mental health services. These 10 covered benefits surprise most Alabama seniors.

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Medicare gets a bad reputation for coverage gaps — but it actually covers more than most people realize. Here are 10 benefits that might surprise you.

## 1\. Home Health Care (When Medically Necessary)

If you're homebound and need skilled nursing or therapy, Medicare covers home health aides, physical therapy, and medical social services — often at **100% with no copay**.

## 2\. Diabetes Supplies and Prevention Programs

Medicare covers blood sugar monitors, test strips, lancets, and insulin pumps. Plus, the Medicare Diabetes Prevention Program is free for at-risk beneficiaries.

## 3\. Annual Wellness Visits

Your yearly "Welcome to Medicare" visit and subsequent Annual Wellness Visits are **100% covered** — including personalized prevention plans and health risk assessments.

## 4\. Cardiac and Pulmonary Rehabilitation

After a heart attack, heart surgery, or lung condition, Medicare covers supervised exercise and education programs to help you recover safely.

## 5\. Mental Health Services

Medicare covers outpatient mental health care, including therapy and psychiatry. Depression screening is included in your wellness visit at no cost.

## 6\. Telehealth Visits

Since 2020, Medicare has expanded telehealth coverage dramatically. Many doctor visits can now happen from your living room.

## 7\. Nutrition Therapy

If you have diabetes or kidney disease, Medicare covers Medical Nutrition Therapy — personalized nutrition counseling from a registered dietitian.

## 8\. Smoking Cessation Programs

Medicare covers up to 8 face-to-face counseling sessions per year to help you quit smoking — at no cost to you.

## 9\. Durable Medical Equipment

Wheelchairs, hospital beds, oxygen equipment, walkers, and CPAP machines are covered at 80% after your deductible.

## 10\. Preventive Screenings

Mammograms, colonoscopies, flu shots, bone density tests, and cardiovascular screenings are covered at **100% with no deductible**.

### Are You Using All Your Medicare Benefits?

Most seniors only use a fraction of what Medicare covers. Let's make sure you're getting everything you've earned.

[Get Your Free Benefits Review →](/appointments)

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## About the Author

Tyler Dalton

Licensed Medicare Advisor

Tyler Dalton is a licensed Medicare advisor specializing in helping seniors navigate Medicare enrollment and coverage options. With expertise in Medicare Advantage, Medigap, and Part D plans,Tyler provides personalized guidance to help you find the best coverage for your needs.

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## Continue Reading

[

Feb 14, 2026 • 8 min read 

### 10 Surprising Things Medicare Does NOT Cover

From long-term care to dental work, these 10 Medicare coverage gaps surprise most Alabama seniors. Here's what you'll pay out-of-pocket.

Read article→ ](/blog/ten-things-medicare-does-not-cover)[

Mar 2, 2026 • 11 min read 

### Does Medicare Cover Dental, Vision, and Hearing?

Original Medicare doesn't cover routine dental, vision, or hearing. Here are your options for getting that coverage in 2026.

Read article→ ](/blog/does-medicare-cover-dental-vision-hearing)[

Mar 7, 2026 • 10 min read 

### Does Medicare Cover Ambulance Rides? What You'll Pay

Medicare Part B covers 80% of emergency ambulance rides after your deductible. Here's what's covered, what's not, and what you'll owe.

Read article→ ](/blog/does-medicare-cover-ambulance-rides)

In This Article

-   [What Medicare Covers for Diabetes](#what-medicare-covers)
-   [Insulin, CGMs, and Supplies](#insulin-cgms-supplies)
-   [Costs and Gaps](#costs-gaps)
-   [How to Get Help](#get-help)

Related Resources

-   [Medicare Supplement Plan G vs N](/blog/plan-g-vs-n-alabama)
-   [What Is IRMAA?](/blog/what-is-irmaa)
-   [Working Past 65 & Medicare](/blog/working-past-65)
-   [Turning 65 Checklist](/blog/turning-65-checklist)

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