Medicare Open Enrollment Checklist 2026

Your Complete Medicare Open Enrollment Checklist

The Annual Enrollment Period (AEP) runs from October 15 to December 7 each year. Here's your step-by-step checklist to make the most of this important period.

Before October 15

• Review your current plan's Annual Notice of Change (ANOC)
• List your current medications and dosages
• Note your preferred doctors and hospitals
• Gather your current healthcare expenses and receipts
• Check if your doctors will remain in-network next year

During AEP (October 15 - December 7)

• Compare Medicare Advantage plans in your area
• Review Part D prescription drug plans
• Check for new benefits or plan changes
• Calculate total yearly costs including premiums, deductibles, and copays
• Verify your prescriptions are covered under potential new plans
• Enroll in your chosen plan before December 7

After Enrollment

• Confirm you receive your new plan materials by mail
• Mark January 1 on your calendar when new coverage begins
• Update your doctors' offices with your new insurance information
• Save all enrollment confirmation documents

Don't Forget About Special Enrollment Periods

You may qualify for a Special Enrollment Period if you experience certain life events. Learn more in our article about Medicare Advantage plans.

Official Resources

• Medicare.gov Sign Up Information
• Medicare Plan Comparison Tool

Need help navigating the enrollment process? Our family-run advisory service is here to help. Schedule your free consultation today.

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